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Accountants Springfield MO Social

Accountants Springfield MO Benefits


  • We keep your books in order and up-to-date
  • We aim to always be available for any questions
  • We offer financial advice to help keep your business ahead
  • We offer a wide range of accounting services


The owner of Xcel Business Service, Todd Ruff, has been in the financial industry for over 25 years.

Founded in 2013, he has helped countless business owners to achieve orderly bookkeeping and financial advice to help them, not only maintain, but help their business keep moving forward. Todd started Xcel Business Service because he had a strong desire to help small businesses to increase their productivity by tracking income and expenses; giving business owners more time freedom to focus on other parts of their business. Todd saw a need that he could solve for so he made it his mission to help solve this problem for business owners.

At Xcel Business Service, we are an extension of your business, partnering with you to support your business goals through accounting, bookkeeping, and outsourced CFO and Controllership services. As accountants Springfield MO, we have served many industries in our company’s history and can tailor our services to support your needs to ensure timely and accurate financial statements.

Failure to properly manage an accounting system can result in financial disaster for your business. You’ve heard the old saying that “cash flow is king”. Statistics show that 82% of businesses fail due to improper cash flow management and not understanding the underlying causes of cash flow difficulties. From what accountants Springfield MO have seen, bookkeeping has proven to be an important tool for controlling your business’s finances. We will, clearly and concisely, explain how and where your money is being spent, enabling you to understand cash outflow and inflow.

Your cash flow will improve through good accounting and bookkeeping practices like regular and accurate recording of expenses, receivables, liabilities including short-term and long-term notes payable, and revenues. This will help you understand which product lines, classes or locations, or business lines are profitable and which are not.


What We Do:

We are focused in on the needs of your business and offer personalized services to give you peace of mind knowing the financial records for your business are accurate and in proper order.
As far as accountants Springfield MO go, we offer more than most accounting and bookkeeping services. By implementing accounting best practices, these internal controls will ensure that your company avoids errors, reducing the risks of inaccurate financial statements. We analyze your company’s financial data to provide the feedback that will assist you in making the vitally important decisions for your organization.
We offer a wide range of bookkeeping services to guarantee that accurate financial records are maintained. Our comprehensive full service bookkeeping services include:

  • Accounts Payable
  • Accounts Receivable
  • Cash Flow Projections
  • Customer Invoicing
  • Bank Feed Management
  • Bank and Credit Card Reconciliation
  • Complete Data Entry
  • Journal Entries
  • Cost Projections
  • Budget Preparation and Management
  • 1099 Reporting
  • Payroll Liaison
  • Tax Prep Liaison
  • Audit Liaison


If you’ve been working long hours to keep up with your bookkeeping yourself, our services are for you. If you are using an in-house administrative person and you’re not satisfied that your financial records are complete and correct, then our services are for you. Outsourcing your bookkeeping services will not only save you time and money, but will offer your business the comfort and satisfaction knowing your books are in good hands with Xcel Business Service.

At the beginning of our partnership with you we will review your accounting records and make recommendations to achieve financial strength for your company. Since we do more than most accountants Springfield MO have to offer, we can provide initial clean-up services to bring your books up to date and put processes in place to maintain current and timely financial data.

Many businesses scramble at tax time looking for paperwork and getting documents organized for their tax professional. With our professional expertise in accounting and bookkeeping, this is no longer a struggle for business owners. Every transaction and financial record is in proper order and ready to start getting your tax return prepared and filed. Through our accurate bookkeeping, you will have all the tax information needed and accessed in one place rather than having to look for receipts and documents. We streamline this process for you and are your tax liaison to the tax professional. We will work with your tax professional to provide end-of-year reports and can, if needed, make the end-of-year adjustments required by them.


QuickBooks ProAdvisor

We are certified QuickBooks Online ProAdvisors helping your business get the most out of the services we provide. Our knowledge of the software is not only beneficial in the accuracy and efficiency of our processes, but also helps to better serve our clients with an avenue of resources. Having this skill and certification will give you the added access to our experience and knowledge that is relevant to your specific business and industry. When your software is fine-tuned you will know how to use it properly and you will see your work become more effective as well.


CFO/Controllership Services

While bookkeeping focuses on recording and organizing your financial data, accounting is the interpretation and presentation of that data to you as a business owner. However, as accountants Springfield MO, we also carry out the function of a CFO performing duties that go beyond the day-to-day activities of your accounting and bookkeeping needs. We act as a trusted advisor that can offer professional advice not only on financial guidance, but also numerous matters affecting your business strategic direction. As a CFO partner, we act as an extension of your business, here to support your goals through cost projections, financial analysis, and much much more!



In addition to giving customers our best professionally, when you use us for your financial partner, we donate to The Arc of the Ozarks. The Arc of the Ozarks is a non profit organization that supports children, teens and adults with disabilities, providing a wide range of programs and support services dedicated to empowering individuals to direct their own lives and participate fully as valued members of the community.



Customer Satisfaction is the primary goal for Xcel Business Service, which is why we ask every customer how their experience was working with us. It allows potential clients to view our services from the perspective of customers like you and instills more trust and credibility. We do this because we know that people love real testimonials from real people about real results!


Contact Us

Serving our customers is our utmost priority, and we go out of our way to make ourselves available to be contacted by YOU when YOU need it. We are very flexible, because we understand that questions can arise at any time.

When you use Xcel Business Service, your initial consultation is, of course, free! However! We do not stop there! We also give you a free Business Financial Review, so do NOT wait, reach out to us today and see why countless business owners trust us as their accountants Springfield MO to keep them on track! You can reach us on our website, or you can call us at 417-459-8344!