About Us

Xcel Business Service partners with small to medium-sized businesses to provide exceptional financial support and services as accountants Springfield MO. By creating a worry-free atmosphere through expertise, partnerships, and commitment we empower our clients to be successful in every aspect of their business. Seeing businesses thrive and grow is our passion. Our accounting and bookkeeping services are personal and tailored to fit your business needs.

While working in the corporate world of finance our founder, Todd Ruff, saw many small businesses struggle. They were overwhelmed by daily data entry, financial reporting, taxes, managing cash, and the list goes on. He realized these businesses needed someone to come alongside and partner with them to lessen the immense task of managing their financial health. Through this concern and his passion to help people, he found his true purpose. He left the corporate world and Xcel Business Service was born. He brought together a team that shares his values, integrity, and love for helping people. The years of experience that our team brings to the table makes us the best accountants Springfield MO has to offer.

As a business owner, you juggle many responsibilities. Managing and growing your business is a complicated process. Maintaining your company’s books (although essential) is a tedious, time-consuming task that takes your attention away from ensuring your company’s sustainability and growth.

Fortunately, Xcel Business Service has the experience, the expertise, and the time to shoulder your bookkeeping and CFO responsibilities so that precious time becomes available to you for other purposes in doing what you love. In addition, because we have been in the bookkeeping business for many years, we have developed a comprehensive and affordable approach that is guaranteed to improve your company’s financial well-being.

From establishing billing and collection processes to decreasing expenses and providing financial protections to help you make informed decisions, we have you covered.
As accountants Springfield MO, we act as an extension of your business: here to support you and your goals with over 30 years of experience in the corporate and private accounting arena. We have served many clients, helping them to increase productivity and generate thorough income and expense information, producing strong financial controls, and allowing for more accurate information. Our goal is to help you increase productivity by generating financially accurate income and expense information, allowing you to make strategic decisions for your business!

In addition, we have the added value as a trusted advisor in the role of CFO and Controller, helping organizations to focus on new services, new profitable customers, key performance indicators, and growth in equity.
We value the importance of having a highly efficient turn-key accounting and bookkeeping system for our clients to define your financial position. We help you determine your break-even point, the cost of acquiring new customers, when taxes are due, what your revenue streams are and what the required cost is to acquire those revenue streams.

It is of vital importance for your business to be proactive and stay on track. If you do not have an operating budget, our accountants Springfield MO will work with you to create one that will be an important pillar of your financial success. We will help you with a realistic budget for your expenses, managing your money more effectively. This will keep your spending in check and make sure your goals for reinvesting for growth are on track. Your business can’t be successful if you don’t know where your money is going. Many expenses fall in the cracks and are not identified until it’s too late. Let us be your financial detectives. We love to find ways to save you money and make you money.

At Xcel Business Service, we handle all your bookkeeping needs using QuickBooks Online. We have an onboarding process that is streamlined to guarantee the best possible transition that will provide a structured and organized approach. We are QuickBooks ProAdvisor certified, giving us the expertise needed to ensure the success of your accounting needs. You can feel confident that you are working with some of the most qualified, experienced accountants Springfield MO has available, who are able to facilitate your financial management needs by providing complete bookkeeping services.

We work with you in determining how to pay yourself first and working backwards through your financials to secure profitability and long-term financial success using reverse engineering. We start with Net Income and work backwards through the profit and loss statement beginning with fixed and variable overhead, then moving to gross margin, cost of goods sold, and finally revenue and pricing.
We ask the hard questions to stimulate growth and profitability. It uncovers hidden opportunities and focuses on profit margins. In our time together reviewing the financial statements, we will ask these questions by drilling down on the bottom-line profitability and understanding the numbers. This part of our business advisory service is a real asset to your organization and increases profitability. We will listen to your goals and concerns. What is important to you is important to us.

We are positioned to work remotely off-site. Our clients come from a wide range of industries including education, service, dental, financial services, catering services, retail, property management, real estate investment, and much more. Our success has been built on our willingness to customize our bookkeeping services for our client’s unique needs. By outsourcing your accounting and bookkeeping, you will gain the freedom to focus on your business operations and increase sales and profitability. It will gain you access to a team of management accounting and bookkeeping experts. Effectively purchasing you more leverage for less money, by providing you financial insights that allow owners to make data-driven decisions to grow your profit margins.

Let us take the headache out of your company’s tedious data entry and financial reporting. You hate it, we love it. It’s a win-win situation! Use our expertise as bookkeepers and accountants Springfield MO to be a resource for your company. You can rest assured that we will treat your business as our own. Your success is our number one priority. Contact one of our team members today to discuss your business needs.